Demonstration site. Northgate Mortgage Partners is a fictional company built by Sky-Eagle Designs to show a finished mortgage website. Not a real lender.

ADA & WCAG

Accessibility Statement

Last updated 2026-08-19.

Northgate Mortgage Partners is committed to making this website usable by everyone, including people who navigate with a keyboard, a screen reader, magnification, or voice control.

Standard we build to

This site targets WCAG 2.1 Level AA, the standard referenced by the Department of Justice in ADA Title III enforcement and by Section 508.

What that means here, specifically

  • Semantic HTML. Real landmarks (header, nav, main, footer), one h1 per page, and headings that descend in order without skipping levels.
  • Keyboard operability. Every interactive element is reachable and operable by keyboard. A skip-to-content link is the first tab stop on every page. Focus is visible on all controls with a 3px outline that meets non-text contrast requirements.
  • Contrast. Body text and interactive elements meet or exceed a 4.5:1 contrast ratio in both the light and dark themes.
  • Images. Every meaningful image carries descriptive alternative text. Decorative graphics are marked aria-hidden so screen readers skip them.
  • Forms. Every control has a programmatically associated <label>. Required fields are marked in text, not by color alone. Errors are announced, and grouped controls sit inside a fieldset with a legend.
  • Content, not color. No information is conveyed by color alone.
  • Motion. Animation respects prefers-reduced-motion and is disabled entirely for visitors who set it.
  • Zoom and reflow. The layout reflows to 320px and remains usable at 200% zoom without horizontal scrolling.
  • No JavaScript dependency for content. Every page renders its full content in the initial HTML response.
  • Live regions. The calculator result and form confirmations use aria-live so updates are announced rather than silently changed.

How it was tested

Automated auditing (axe-core and Lighthouse) plus manual keyboard-only navigation of every page, screen reader spot checks, and contrast verification of every text and interface color pair in both themes. Automated tools catch roughly a third of real accessibility issues, so the manual pass is the part that matters.

Known limitations

The payment calculator requires JavaScript to recalculate. All of its underlying information is available in text, and a loan officer will run the numbers with you by phone. No other feature on this site depends on JavaScript.

Reporting a barrier

If any part of this site is difficult or impossible for you to use, tell us and we will fix it and give you the information another way in the meantime.

We aim to respond within two business days.